Follow us

Chapter 7

Chapter 7 is the most common type of bankruptcy. Most people qualify to file under Chapter 7. One of the many benefits of a Chapter 7 Bankruptcy is that it allows consumers to achieve a financial fresh start by granting a discharge of most if not all their debt.

Debts that are regularly discharged in Chapter 7 bankruptcy include: consumer credit card debt, personal loans, medical bills, residual balances on surrendered vehicles, and items in collection. Other unsecured debts may also be dischargeable.

Even Though you may have found yourself in an overwhelming situation, you need to know that many of Jennie’s clients come to her feeling overwhelmed. They leave feeling better and know how to move forward and get their life back on track. Often the reasons they have found themselves in these overwhelming situations are due to circumstances beyond their control. Circumstances like divorce, illness, loss of job, personal crisis, or overuse of credit cards to name just a few can cause any one to feel overwhelmed. Seeking help during these difficult times just makes sense.

Regardless of your individual circumstance, seeking advice from a compassionate bankruptcy attorney such as Jennie Patton may help you find a way out of the financial stress you are experiencing. Chapter 7 Bankruptcies are by far the most common type of personal bankruptcy, and timely filing your bankruptcy will help you regain your financial footing, and help you achieve the peace of mind that comes with a fresh financial start. Ms. Patton’s years of professional experience combined with her compassion will help you find relief from any stressful financial circumstances you are currently experiencing.

Many people fear filing for bankruptcy because they are worried things that they own will be taken away from them. While it is true that a Chapter 7 bankruptcy is a liquidation of assets, this does not mean that you will need to turn any of your assets over to the court to receive a financial fresh start. As a matter of fact, the majority of Jennie Patton’s Chapter 7 clients are able to keep everything they own.

Many people are able to keep houses, vehicles, and other valuable assets when filing a Chapter 7 bankruptcy. To get the best results and avoid unwanted consequences, work with a qualified and experienced bankruptcy attorney.

Jennie Patton’s years of experience make her uniquely qualified to handle your case with the skill, and compassion you deserve. Her attention to the many small details in your case will assure that your petition and associated documents are accurate and complete. With her assistance you will maximize the benefits of filing for bankruptcy.

Please use the contact form to contact our office and schedule your free initial consultation.